Water and Sewer
Who: Those who are behind on water or sewer bills
What: Assistance with past due balances, shut-offs, well and septic repairs and maintenance, and more
Where: Bay, Clare, Gladwin, Mecosta, Midland, Muskegon, Oceana, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
​          Hart: 231-923-3066
          Midland: 989-832-7377
          Muskegon: 231-557-7622
          Reed City: 231-791-7078

Utility Assistance
Who: Households struggling to pay their utility bills
What: Assistance navigating resources for utilities
Where: Bay, Clare, Gladwin, Mecosta, Midland, Muskegon, Oceana, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
​          Hart: 231-923-3066
          Midland: 989-832-7377
          Muskegon: 231-557-7622
          Reed City: 231-791-7078

Money Management
Who: Those who would like to learn about budgeting and money management from home
What: Online financial capability tools
Where: Online course
How: Visit ​eMoney Management

Tax Preparation Assistance
Who: Community members and seniors 
What: Assistance preparing and submitting income taxes
Where: Clare, Gladwin, Mecosta, and Osceola Counties
When: Scheduling appointments now through September
How: Call Rebeca at 989-386-3805 ext. 1028
To check the status of your return, use the IRS Where's My Refund tool.

Clare County Food Pantry
Who: Clare County residents in need of emergency food
What: Food and personal care items
Where: ​​Food Warehouse, 2300 E Ludington Drive, Clare
How: The pantry is open Monday, Wednesday, and Friday from 1-3 PM
**Please note that if Mid Michigan Community Action is closed, the food pantry will be closed as well.**

Food
*Effective January 1, 2024, all quarterly customers for The Emergency Food Assistance Program (TEFAP) will be able to visit local participating food pantries to receive food.

Participating pantries can be found here. Please call your local pantry for availability. Availability will be subject to pantry hours of operation.

This change is to help individuals and families receive assistance for food insecurity when the need arises with more flexible availability to better fit their schedules.

For questions, call 989-386-3805 ext. 1202
Monthly distributions are available for seniors