Mid Michigan Community Action
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Housing

Assistance with housing instability, foreclosure, property taxes, homebuying, financial capability workshops, weatherization, and home repairs

Weatherization

Who: Households struggling with high energy costs
What: Cost-effective energy solutions like insulation and weather stripping to reduce energy costs and improve safety in the home and the health of the residents
Where: Bay, Clare, Gladwin, Mecosta, Midland, Muskegon, Oceana, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
​          Hart: 231-923-3066
          Midland: 989-832-7377
          Muskegon: 231-557-7622
          Reed City: 231-791-7078
Learn More

Housing Support

Who: Individuals and families who experiencing housing instability
What: Services ranging from temporary shelter to rental assistance
Where: Arenac, Bay, Clare, Gladwin, Mecosta, and Osceola Counties
How: Call or text 1-877-213-5955
​Additional service areas are available for Veterans and their families; click here for more information

Property Taxes

Who: Those who own their home but are behind on property taxes
What: Understand your options and find the best solution for your home with our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Mecosta, Midland, Muskegon, Oceana, and Osceola
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622

Foreclosure

Who: Those who own their home but are in foreclosure
What: Understand your options and find the best solution for your home with our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Gratiot, Isabella, Mecosta, Midland, Muskegon, Oceana, Osceola, and Saginaw Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622

Homebuyer
Education

A recently purchased home
A recently purchased home
Who: Individuals and families who are interested in buying a home
What: Online and in-person homebuyer education sessions and financial capability tools from our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Gratiot, Isabella, Mecosta, Midland, Muskegon, Oceana, Osceola, and Saginaw Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622
          or complete Homebuyer Education online with eHome America

Financial Capability Workshops

Who: Those interested in learning more about their financial health
What: Virtual workshops for renters, homebuyers, homeowners, and more led by our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Gratiot, Isabella, Mecosta, Midland, Muskegon, Oceana, Osceola, and Saginaw Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622
Learn More

Home Repairs

Man works on door
Who: Households in need of assistance with home repairs
What: Assistance with ramps, windows, doors, septic fields, roofs, and more
Where: Bay, Clare, Gladwin, Mecosta, Midland, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
          Midland: 989-832-7377
          Reed City: 231-791-7078

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Hours

Monday-Thursday from 8 AM-4:30 PM
Friday from 8AM-4 PM
​Closed daily from 12-1 PM

Locations

CLARE COUNTY
Administrative Office
1574 E Washington Road
PO Box 768
Farwell, MI 48622
Phone 989-386-3805
Toll-Free 1-877-213-5948
Fax 989-386-3277
contactus@mmcaa.org

​​FOOD WAREHOUSE
2300 E Ludington Drive
Clare, MI 48617
contactus@mmcaa.org

​
WIC CLINIC
337 Lemke Street
Midland, MI 48642
Phone 989-832-7310
Toll-Free 1-877-210-3169

WIC@mmcaa.org
contactus@mmcaa.org
​BAY COUNTY
114 South Washington Avenue
Bay City, MI 48708
Phone: 989-894-9060
contactus@mmcaa.org

​GLADWIN COUNTY
1302 Chatterton Street
Gladwin, MI 48624
Phone: 989-426-2801
contactus@mmcaa.org​

MIDLAND COUNTY
1409 Washington Street
Midland, MI 48640
Phone: 989-832-7377
contactus@mmcaa.org
MECOSTA COUNTY
14330 Northland Drive
Big Rapids MI 49307
Phone: 231-660-0271
contactus@mmcaa.org

OSCEOLA COUNTY
240 E Church Street
Reed City, MI 49677
Phone: 231-791-7078
contactus@mmcaa.org

MUSKEGON COUNTY
878 Jefferson Street, Suite 2
​Muskegon, MI 49440
Phone: 231-557-7622
​
contactus@mmcaa.org

OCEANA COUNTY
907 S State Street Suite 102
​Hart, MI 49420
Phone: 231-923-3066
contactus@mmcaa.org
  • Home
  • Who We Are
    • Featured Employees
    • Community Spotlight
    • Board of Directors
    • Leadership Team
    • Annual Report
    • Form 990s
    • Staff Portal
  • How We Help
    • Economic Security
    • Children & Families >
      • Early Head Start
      • Early Head Start Interest Form
      • Preschool Head Start
      • Preschool Application
      • WIC
      • Policy Council
    • Housing
    • Veterans
    • Seniors
    • Newsroom
    • Events
    • Community Needs Assessment
  • Want to Help?
    • Donations
    • Volunteering
  • Careers
    • Open Positions
  • Contact Us
  • Stories
  • Cat's Meow