Mid Michigan Community Action
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Housing

Assistance with housing instability, foreclosure, property taxes, homebuying, financial capability workshops, weatherization, and home repairs

Weatherization

Who: Households struggling with high energy costs
What: Cost-effective energy solutions like insulation and weather stripping to reduce energy costs and improve safety in the home and the health of the residents
Where: Bay, Clare, Gladwin, Mecosta, Midland, Muskegon, Oceana, Osceola, Lake, Mason, and Newaygo Counties
How: Call or text the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
​          Hart: 231-923-3066
          Midland: 989-832-7377
          Muskegon: 231-557-7622
          Reed City: 231-791-7078
          ​
Lake, Mason, and Newaygo Counties, call only: 
1-877-213-5948
Learn More

Housing Support

Who: Individuals and families who experiencing housing instability
What: Services ranging from temporary shelter to rental assistance
Where: Arenac, Bay, Clare, Gladwin, Mecosta, and Osceola Counties
How: Call or text 1-877-213-5955
​Additional service areas are available for Veterans and their families; click here for more information

Property Taxes

Who: Those who own their home but are behind on property taxes
What: Understand your options and find the best solution for your home with our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Mecosta, Midland, Muskegon, Oceana, and Osceola
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622

Foreclosure

Who: Those who own their home but are in foreclosure
What: Understand your options and find the best solution for your home with our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Gratiot, Isabella, Mecosta, Midland, Muskegon, Oceana, Osceola, and Saginaw Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622

Homebuyer
Education

A recently purchased home
A recently purchased home
Who: Individuals and families who are interested in buying a home
What: Online and in-person homebuyer education sessions and financial capability tools from our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Gratiot, Isabella, Mecosta, Midland, Muskegon, Oceana, Osceola, and Saginaw Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622
          or complete Homebuyer Education online with eHome America

Financial Capability Workshops

Who: Those interested in learning more about their financial health
What: Virtual workshops for renters, homebuyers, homeowners, and more led by our HUD certified housing counselors
Where: Bay, Clare, Gladwin, Gratiot, Isabella, Mecosta, Midland, Muskegon, Oceana, Osceola, and Saginaw Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Farwell: 989-386-3805
          Muskegon: 231-557-7622
Learn More

Home Repairs

Man works on door
Who: Households in need of assistance with home repairs
What: Assistance with ramps, windows, doors, septic fields, roofs, and more
Where: Bay, Clare, Gladwin, Mecosta, Midland, Muskegon, Oceana, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
​          Hart: 231-923-3066
          Midland: 989-832-7377
          Muskegon: 231-557-7622
          Reed City: 231-791-7078

Logos, Michigan Community Action, Equal Opportunity Statement, United Way Logo, Community Action Partnership Logo

Hours

Monday-Thursday from 8 AM-4:30 PM
Friday from 8 AM-4 PM
​Closed daily from 12-1 PM

Locations

CLARE COUNTY
Administrative Office
1574 E Washington Road
PO Box 768
Farwell, MI 48622
Phone 989-386-3805
Toll-Free 1-877-213-5948
Fax 989-386-3277
[email protected]

​​FOOD WAREHOUSE
2300 E Ludington Drive
Clare, MI 48617
989-229-0849
[email protected]
​BAY COUNTY
114 South Washington Avenue
Bay City, MI 48708
Phone: 989-894-9060
[email protected]

​GLADWIN COUNTY
1302 Chatterton Street
Gladwin, MI 48624
Phone: 989-426-2801
[email protected]​

​MECOSTA COUNTY
706 Maple Street
Big Rapids, MI 49307
Phone: 231-660-0271
[email protected]

MIDLAND COUNTY
1717 Ridgewood Drive, Suite 103
Midland, MI 48642
Phone: 989-832-7310
[email protected]
MUSKEGON COUNTY
878 Jefferson Street, Suite 2
​Muskegon, MI 49440
Phone: 231-557-7622
​
[email protected]

​OCEANA COUNTY
195 N Michigan Ave
​Shelby, MI 49455
Phone: 231-923-3066
[email protected]

OSCEOLA COUNTY
240 E Church Street
Reed City, MI 49677
Phone: 231-791-7078
[email protected]

In accordance with federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, this institution is prohibited from discriminating on the basis of race, color, national origin, sex (including gender identity and sexual orientation), disability, age, or reprisal or retaliation for prior civil rights activity.

Program information may be made available in languages other than English. Persons with disabilities who require alternative means of communication to obtain program information (e.g., Braille, large print, audiotape, American Sign Language), should contact the responsible state or local agency that administers the program or USDA’s TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339.

To file a program discrimination complaint, a Complainant should complete a Form AD-3027, USDA Program Discrimination Complaint Form which can be obtained online at: https://www.usda.gov/sites/default/files/documents/ad-3027.pdf, from any USDA office, by calling (866) 632-9992, or by writing a letter addressed to USDA. The letter must contain the complainant’s name, address, telephone number, and a written description of the alleged discriminatory action in sufficient detail to inform the Assistant Secretary for Civil Rights (ASCR) about the nature and date of an alleged civil rights violation. The completed AD-3027 form or letter must be submitted to USDA by:
​
  1. mail:
    U.S. Department of Agriculture
    Office of the Assistant Secretary for Civil Rights
    1400 Independence Avenue, SW
    Washington, D.C. 20250-9410; or
  2. fax:
    (833) 256-1665 or (202) 690-7442; or
  3. email:
    [email protected]
    ​

This website is supported by Grant Number 05CH012316 and 05CH011635 from the Office of Head Start within the Administration for Children and Families, a division of the U.S. Department of Health and Human Services. Neither the Administration for Children and Families nor any of its components operate, control, are responsible for, or necessarily endorse this website (including, without limitation, its content, technical infrastructure, and policies, and any services or tools provided). The opinions, findings, conclusions, and recommendations expressed are those of Mid Michigan Community Action Agency and do not necessarily reflect the views of the Administration for Children and Families and the Office of Head Start.

This institution is an equal opportunity provider
  • Home
  • Who We Are
    • Featured Employees
    • Community Spotlight
    • Board of Directors
    • Leadership Team
    • Annual Report
    • Form 990s
    • Staff Portal
    • Board Meeting Portal
  • How We Help
    • Economic Security
    • Children & Families >
      • Early Head Start
      • Early Head Start Interest Form
      • Preschool Head Start
      • Preschool Application
      • WIC
      • Policy Council
    • Housing
    • Veterans
    • Seniors
    • Newsroom
    • Events
    • Community Needs Assessment
  • Want to Help?
    • Donations
    • Volunteering
  • Careers
    • Open Positions
    • Requests for Proposal
  • Contact Us
  • Stories
  • Cat's Meow