Mid Michigan Community Action
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Housing

Assistance with homelessness, foreclosure, property taxes, eviction or past due rent, homebuying, weatherization, or home repairs

Homeless

Who: Individuals and families who are homeless
What: Help for those who are homeless to find stable housing
Where: Arenac, Bay, Clare, Gladwin, Mecosta, and Osceola Counties
How: Call or text 1-877-213-5955
​Additional service areas are available for Veterans and their families; click here for more information

Foreclosure & Property Taxes

Who: Those who own their home, but are behind on their mortgage payments or property taxes
What: Foreclosure intervention services including assistance working with lenders and education
Where: Michigan
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
          Hart: 
231-923-3066
          Midland: 989-832-7377
          Muskegon: 231-557-7622

          Reed City: 231-791-7078

Eviction or Past Due Rent

Who: Renters who are behind on rent and impacted by COVID-19
What: Assistance with rent to ensure that individuals and families can stay in their homes
Where: Arenac, Bay, Clare, Gladwin, Mecosta, and Osceola Counties
How: Complete the CERA application online through MSHDA’s portal 
          Learn more and find the printable applications here
          Applications and supporting documents not submitted through the                  portal can be submitted via
                 Email to CERA@mmcaa.org
                 Fax to 989-386-3277
                 Mail to Mid Michigan Community Action, ATTN: CERA
                             PO Box 768
​                             Farwell, MI 48622
Contact CERA@mmcaa.org with any questions
​Additional service areas are available for Veterans and their families; click here for more information

Homebuyer
Education

A recently purchased home
A recently purchased home
Who: Individuals and families who are interested in buying a home
What: Online and in-person homebuyer education sessions and financial capability tools
Where: Bay, Clare, Gladwin, Mecosta, Midland, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
          Midland: 989-832-7377
          Reed City: 
231-791-7078
          or complete Homebuyer Education online with eHome America.

Weatherization

Who: Households struggling with high energy costs
What: Cost-effective energy solutions like insulation and weather stripping to reduce energy costs and improve safety in the home and the health of the residents
Where: Bay, Clare, Gladwin, Mecosta, Midland, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271

          Farwell: 989-386-3805
          Gladwin: 989-426-2801
          Midland: 989-832-7377
          Reed City: 231-791-7078
Learn More

Home Repairs

Man works on door
Man works on door
Who: Households in need of assistance with home repairs
What: Assistance with ramps, windows, doors, septic fields, roofs, and more
Where: Bay, Clare, Gladwin, Mecosta, Midland, and Osceola Counties
How: Call the office nearest you
          Bay City: 989-894-9060
          Big Rapids: 231-660-0271
          Farwell: 989-386-3805
          Gladwin: 989-426-2801
          Midland: 989-832-7377
          Reed City: 231-791-7078
In accordance with federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, this institution is prohibited from discriminating on the basis of race, color, national origin, sex (including gender identity and sexual orientation), disability, age, or reprisal or retaliation for prior civil rights activity.

Program information may be made available in languages other than English. Persons with disabilities who require alternative means of communication to obtain program information (e.g., Braille, large print, audiotape, American Sign Language), should contact the responsible state or local agency that administers the program or USDA’s TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339.

To file a program discrimination complaint, a Complainant should complete a Form AD-3027, USDA Program Discrimination Complaint Form which can be obtained online at: https://www.usda.gov/sites/default/files/documents/USDA-OASCR%20P-Complaint-Form-0508-0002-508-11-28-17Fax2Mail.pdf, from any USDA office, by calling (866) 632-9992, or by writing a letter addressed to USDA. The letter must contain the complainant’s name, address, telephone number, and a written description of the alleged discriminatory action in sufficient detail to inform the Assistant Secretary for Civil Rights (ASCR) about the nature and date of an alleged civil rights violation. The completed AD-3027 form or letter must be submitted to USDA by:

  1. mail: U.S. Department of Agriculture
    Office of the Assistant Secretary for Civil Rights
    1400 Independence Avenue, SW
    Washington, D.C. 20250-9410; or
  2. fax: (833) 256-1665 or (202) 690-7442; or
  3. email: program.intake@usda.gov

This institution is an equal opportunity provider

Picture

Hours

Monday-Thursday from 8 AM-4:30 PM
Friday from 8AM-4 PM
​Closed daily from 12-1 PM

Locations

CLARE COUNTY
Administrative Office
1574 E Washington Road
PO Box 768
Farwell, MI 48622
Phone 989-386-3805
Toll-Free 1-877-213-5948
Fax 989-386-3277
contactus@mmcaa.org

​​FOOD WAREHOUSE
2300 E Ludington Drive
Clare, MI 48617
contactus@mmcaa.org

​
WIC CLINIC
337 Lemke Street
Midland, MI 48642
Phone 989-832-7310
Toll-Free 1-877-210-3169

WIC@mmcaa.org
contactus@mmcaa.org
​BAY COUNTY
114 South Washington Avenue
Bay City, MI 48708
Phone: 989-894-9060
contactus@mmcaa.org

​GLADWIN COUNTY
1302 Chatterton Street
Gladwin, MI 48624
Phone: 989-426-2801
contactus@mmcaa.org​

MIDLAND COUNTY
1409 Washington Street
Midland, MI 48640
Phone: 989-832-7377
contactus@mmcaa.org
MECOSTA COUNTY
14330 Northland Drive
Big Rapids MI 49307
Phone: 231-660-0271
contactus@mmcaa.org

OSCEOLA COUNTY
240 E Church Street
Reed City, MI 49677
Phone: 231-791-7078
contactus@mmcaa.org

MUSKEGON COUNTY
271 E Apple Ave
​Muskegon, MI 49442
Phone: 231-557-7622
​
contactus@mmcaa.org

OCEANA COUNTY
907 S State St Ste 102
​Hart, MI 49420
Phone: 231-923-3066
contactus@mmcaa.org
  • Home
  • Who We Are
    • Featured Employees
    • Community Spotlight
    • Newsletter
    • Board of Directors
    • Leadership Team
    • Annual Report
    • Form 990s
    • Staff Portal
  • How We Help
    • Economic Security
    • Children & Families >
      • Early Head Start
      • Early Head Start Interest Form
      • Preschool Head Start
      • Preschool Application
      • WIC
      • Policy Council
    • Housing
    • Veterans
    • Seniors
    • Youth >
      • RYSE
    • Coronavirus Resources
    • Newsroom
    • Events
    • Community Needs Assessment
  • Want to Help?
    • Donations
    • Volunteering
    • Walk for Warmth
  • Careers
    • Open Positions
  • Contact Us
  • Stories
  • Cat's Meow